Closed-loop wallets
Serve a defined ecosystem with a wallet tailored to its use cases, customer journeys and operating requirements.
MINT / Wallet & System of RecordYour wallet.
Your wallet.
Your customer experience.
Build closed-loop wallets or link wallets to cards for acceptance across millions of merchants. MINT combines a wallet platform and system of record with customisable UX, journeys and integrations for individual business use cases.
Discuss your use case →
Choose the wallet model around how your customers need to spend. MINT supports closed-loop wallets as well as wallets linked to cards, bringing the wallet experience into a wider payment ecosystem.
Card-linked wallets
Link the wallet to a supported card programme for ready acceptance across millions of merchants, subject to card-scheme reach, issuer arrangements and programme controls.
Both approaches can be customised around your business, including the UX and integrations. The wallet and its underlying system of record remain central to the solution.
The wallet experience and the underlying record of financial activity need to work together. MINT provides the wallet and system-of-record foundation, allowing the customer interface and the operating requirements to be designed as one product.
Start with your use case, then agree the wallet behaviour, records and integrations it requires. This gives the implementation a clear functional boundary and avoids treating every wallet as the same product.
MINT can be customised for individual use cases. TechMojo works with your team to adapt the supported flows, interface and integrations, rather than asking your customers to fit a fixed experience.
Customisable UX
Adapt the visual identity, navigation and customer journeys to your audience.
Configurable foundation
Use low-code/no-code capabilities where supported and extend through engineering when needed.
Connected services
Integrate wallet journeys with the relevant MINT capabilities and external systems.
Across markets
Plan currencies, languages and local operating requirements as part of the product design.
System of record
A financial foundation behind the experience.
The system of record is a core part of the wallet proposition. Its scope and integration responsibilities are agreed during design, alongside the institution’s existing systems, controls and reporting needs.
From use case to delivery
Build the wallet your business needs.
Define
Agree the audience, financial journeys and operating rules.
Shape
Customise the UX and supported wallet behaviour.
Connect
Integrate the system of record and surrounding services.
Validate
Verify the complete journey before release.
Tell us about your customers, existing systems, operating markets and deployment needs. Our engineers work with your team to configure, customise and integrate MINT. Contact us →